Independent fintech research · updated Oct 26, 2026

Money tools, tested. Every fact has a source.

Fintech Lab publishes three free trackers: 18 consumer AI money apps, 48 AI tools for financial advisors, and 18 live bank and fintech bonuses. Every price, payout and bonus term links to the company's own page and shows the date we last checked it.

The network

Three sites, one standard.

Each site handles one money decision. All three hold every fact to the same proof standard.

For consumers

AI Money App Tracker

Find out which AI money app is worth paying for, with real prices, real features and each app's SEC registration status.

  • 18 apps, including Origin, Monarch, Cleo, Wealthfront and more
  • SEC adviser check on every app
  • A four-question "Find my app" quiz
  • 12 apps backed by an SEC-registered adviser
Compare apps
For deal-seekers

BonusMath

Bank and fintech bonuses ranked by what you actually make per day, after the interest your cash would have earned elsewhere.

  • Net $/day math on every offer
  • Expiring-this-week alerts
  • Unverified offers clearly flagged
See today's best bonus
For advisors & RIAs

Advisor AI Index

48 AI tools for financial advisors, sorted by the job they do, with sourced prices, CRM integrations and security claims.

  • CRM matrix covering Redtail, Wealthbox, Salesforce and more
  • Head-to-head comparisons
  • No pay-to-rank, ever
Browse tools
How the lab works

Built so you can check our work.

Most "best of" lists don't say when they were checked or who paid for them. Ours always do.

01 · SOURCED

Every fact links out

Prices, payouts, integrations and bonus terms link to the company's own page or to SEC records. If we can't source a fact, we mark it "Unverified".

02 · DATED

Stamped and re-checked

Every row shows when we last checked it. We re-verify weekly, and every change goes into a public changelog.

03 · LABELED

Money never moves rankings

Sponsors and affiliate links are always labeled. Paying can't change a price, a verification status or a rank.

For fintech & advisor-tech brands

Reach all three audiences with one booking.

Network bundles start at $99 a week. Founding partner rates are locked for 12 months.

See the rate card